Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery
Accident Protection is specifically designed to give you financial protection by providing a cash lump sum if you were to suffer from a specified accidental injury.
Income Protection Insurance pays out a regular monthly income if you become unable to work because of accident or sickness.
Whole-of-life insurance is a type of life insurance policy which ensures that, no matter when you die, your loved ones will receive a lump sum pay out from your insurer.
Business protection insurance protects a company financially when its owners or employees are affected by illness or death. It can help support owners in making sure their business survives in challenging times.
If you’re a landlord, we can offer you advice on insurance that will protect your property while it's rented out. This can be arranged to cover the building itself, any contents belonging to you as the landlord, and your legal liabilities as a property owner.
Private medical insurance gives you fast access to high-quality treatment when you need it, where you want it.
Buildings insurance covers the building itself against things like fire or flood damage. As well as your home, it will also cover permanent or fitted fixtures and fittings inside and outside, along with any outbuildings that form part of your home. If you own your own home, buildings insurance is absolutely essential. When you take out a mortgage, it is likely your lender will request you have a policy in place as a condition of your loan.
Contents insurance protects your household goods and personal possessions, such as electrical goods, jewellery, clothes and furniture. You can usually add various options to your contents insurance that will provide additional cover, including accidental damage cover and cover for possessions outside of the home. Some insurers will have these cover options as standard.
Home emergency cover is a type of insurance that covers the cost of calling out a tradesman due to a sudden incident, such as your boiler breakdowns, leaks, loss of keys and sudden loss of electrical or gas supply