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Professional Financial Guidance

Mortgages

Whether you’re looking for a mortgage on a new home, or a remortgage to raise money against the value of your existing home, our Mortgage Team will guide you every step of the way.

Expert UK Mortgage Advice

When you’re making such a huge financial commitment, it’s important you get expert mortgage advice. Our Mortgage Team can help if you are:

  • First-time buyer
  • Second / subsequent home buyer
  • Seeking a remortgage
  • Looking to purchase a Buy to Let property

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

First time Buyer

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.

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Help to Buy

Help to Buy equity loans enable buyers to purchase a home with a smaller deposit. We help you navigate government schemes and remortgaging off equity loans seamlessly.

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Right to Buy

A Right to Buy mortgage allows you to buy your council house at a discounted price if you have been a council tenant for three years or more.

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Re-mortgage

Re-mortgaging is the process of switching your existing mortgage to a new deal, using the same property as security. You can remortgage with the same lender or a different provider – you’re not moving home and your new mortgage will still be secured against your existing property.

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Buy to Let

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants. Some buy to let mortgages are not regulated by the Financial Conduct Authority.

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Adverse Credit

Bad Credit Mortgages generally is a term used for clients with missed payments, a CCJ, IVA, Debt Management Plan or Bankruptcy.

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Shared Ownership

Shared ownership, also known as ‘part buy part rent’, is a type of mortgage that gives first-time buyers the chance to buy a share in a new build property. You can take out a mortgage for the share you own (usually between 25% and 75%), while paying rent on the rest to a housing association.

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Self Build Mortgages

If you're planning to build your own home, a conventional mortgage won't be right for you. Instead, you'll need to apply for a specialist self-build mortgage.

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Equity Release

If you are over 55 and wish to release tax-free cash from your property, equity release solutions can help fund your retirement or aid family members.

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Mortgage Cover

Mortgage life insurance – also referred to as mortgage protection – is a type of insurance that pays out if you die before you finish paying your mortgage.

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